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    <link:label xlink:type="resource" xlink:label="label_OtherExpensesIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/totalLabel" id="label_OtherExpensesIFRS">その他の費用合計</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_EarningsLossPerShareIFRSAbstract" xlink:label="EarningsLossPerShareIFRSAbstract" />
    <link:label xlink:type="resource" xlink:label="label_EarningsLossPerShareIFRSAbstract" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/positiveLabel" id="label_EarningsLossPerShareIFRSAbstract">１株当たり当期利益（親会社の所有者に帰属）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsLossPerShareIFRSAbstract" xlink:to="label_EarningsLossPerShareIFRSAbstract" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_BasicEarningsLossPerShareIFRS" xlink:label="BasicEarningsLossPerShareIFRS" />
    <link:label xlink:type="resource" xlink:label="label_BasicEarningsLossPerShareIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_BasicEarningsLossPerShareIFRS">基本的</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_DilutedEarningsLossPerShareIFRS" xlink:label="DilutedEarningsLossPerShareIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DilutedEarningsLossPerShareIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_DilutedEarningsLossPerShareIFRS">希薄化後</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_OperatingExpensesIFRS" xlink:label="OperatingExpensesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_OperatingExpensesIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/totalLabel" id="label_OperatingExpensesIFRS">営業費用合計</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingExpensesIFRS" xlink:to="label_OperatingExpensesIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_ComprehensiveIncomeIFRS" xlink:label="ComprehensiveIncomeIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/totalLabel" id="label_ComprehensiveIncomeIFRS">当期包括利益合計</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeIFRS" xlink:to="label_ComprehensiveIncomeIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_ProceedsFromLongTermBorrowingsFinCFIFRS" xlink:label="ProceedsFromLongTermBorrowingsFinCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromLongTermBorrowingsFinCFIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_ProceedsFromLongTermBorrowingsFinCFIFRS">長期借入による収入</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromLongTermBorrowingsFinCFIFRS" xlink:to="label_ProceedsFromLongTermBorrowingsFinCFIFRS" />
    <link:loc xlink:type="locator" xlink:href="jpcrp030000-asr-001_E33625-000_2023-03-31_01_2023-06-21.xsd#jpcrp030000-asr_E33625-000_OtaTomohikoMember" xlink:label="OtaTomohikoMember" />
    <link:loc xlink:type="locator" xlink:href="jpcrp030000-asr-001_E33625-000_2023-03-31_01_2023-06-21.xsd#jpcrp030000-asr_E33625-000_TakahashiKazuhikoMember" xlink:label="TakahashiKazuhikoMember" />
    <link:loc xlink:type="locator" xlink:href="jpcrp030000-asr-001_E33625-000_2023-03-31_01_2023-06-21.xsd#jpcrp030000-asr_E33625-000_SawadaTadayukiMember" xlink:label="SawadaTadayukiMember" />
    <link:loc xlink:type="locator" xlink:href="jpcrp030000-asr-001_E33625-000_2023-03-31_01_2023-06-21.xsd#jpcrp030000-asr_E33625-000_YoshimuraTakeshiMember" xlink:label="YoshimuraTakeshiMember" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_LiabilitiesAndEquityIFRS" xlink:label="LiabilitiesAndEquityIFRS" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAndEquityIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/totalLabel" id="label_LiabilitiesAndEquityIFRS">負債・資本合計</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndEquityIFRS" xlink:to="label_LiabilitiesAndEquityIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_BondsAndBorrowingsLiabilitiesIFRS" xlink:label="BondsAndBorrowingsLiabilitiesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_BondsAndBorrowingsLiabilitiesIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_BondsAndBorrowingsLiabilitiesIFRS">借入債務</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BondsAndBorrowingsLiabilitiesIFRS" xlink:to="label_BondsAndBorrowingsLiabilitiesIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_OtherIncomeAndExpensesNetIFRS" xlink:label="OtherIncomeAndExpensesNetIFRS" />
    <link:label xlink:type="resource" xlink:label="label_OtherIncomeAndExpensesNetIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/totalLabel" id="label_OtherIncomeAndExpensesNetIFRS">その他の収益・費用合計</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherIncomeAndExpensesNetIFRS" xlink:to="label_OtherIncomeAndExpensesNetIFRS" />
    <link:loc xlink:type="locator" xlink:href="jpcrp030000-asr-001_E33625-000_2023-03-31_01_2023-06-21.xsd#jpcrp030000-asr_E33625-000_ReferenceToOtherInformationMetricsAndTargetsHumanCapital" xlink:label="ReferenceToOtherInformationMetricsAndTargetsHumanCapital" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_BuildingsAndAccompanyingFacilitiesAcquisitionCostIFRS" xlink:label="BuildingsAndAccompanyingFacilitiesAcquisitionCostIFRS" />
    <link:label xlink:type="resource" xlink:label="label_BuildingsAndAccompanyingFacilitiesAcquisitionCostIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_BuildingsAndAccompanyingFacilitiesAcquisitionCostIFRS">建物附属設備</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingsAndAccompanyingFacilitiesAcquisitionCostIFRS" xlink:to="label_BuildingsAndAccompanyingFacilitiesAcquisitionCostIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_ToolsFurnitureAndFixturesAcquisitionCostIFRS" xlink:label="ToolsFurnitureAndFixturesAcquisitionCostIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ToolsFurnitureAndFixturesAcquisitionCostIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_ToolsFurnitureAndFixturesAcquisitionCostIFRS">工具器具及び備品</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ToolsFurnitureAndFixturesAcquisitionCostIFRS" xlink:to="label_ToolsFurnitureAndFixturesAcquisitionCostIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_BuildingsAndAccompanyingFacilitiesAccumulatedDepreciationAndImpairmentLossesIFRS" xlink:label="BuildingsAndAccompanyingFacilitiesAccumulatedDepreciationAndImpairmentLossesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_BuildingsAndAccompanyingFacilitiesAccumulatedDepreciationAndImpairmentLossesIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_BuildingsAndAccompanyingFacilitiesAccumulatedDepreciationAndImpairmentLossesIFRS">建物附属設備</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingsAndAccompanyingFacilitiesAccumulatedDepreciationAndImpairmentLossesIFRS" xlink:to="label_BuildingsAndAccompanyingFacilitiesAccumulatedDepreciationAndImpairmentLossesIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_ToolsFurnitureAndFixturesAccumulatedDepreciationAndImpairmentLossesIFRS" xlink:label="ToolsFurnitureAndFixturesAccumulatedDepreciationAndImpairmentLossesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ToolsFurnitureAndFixturesAccumulatedDepreciationAndImpairmentLossesIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_ToolsFurnitureAndFixturesAccumulatedDepreciationAndImpairmentLossesIFRS">工具器具及び備品</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ToolsFurnitureAndFixturesAccumulatedDepreciationAndImpairmentLossesIFRS" xlink:to="label_ToolsFurnitureAndFixturesAccumulatedDepreciationAndImpairmentLossesIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_BuildingsAndAccompanyingFacilitiesIFRS" xlink:label="BuildingsAndAccompanyingFacilitiesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_BuildingsAndAccompanyingFacilitiesIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_BuildingsAndAccompanyingFacilitiesIFRS">建物附属設備</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingsAndAccompanyingFacilitiesIFRS" xlink:to="label_BuildingsAndAccompanyingFacilitiesIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_ToolsFurnitureAndFixturesIFRS" xlink:label="ToolsFurnitureAndFixturesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ToolsFurnitureAndFixturesIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_ToolsFurnitureAndFixturesIFRS">工具器具及び備品</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ToolsFurnitureAndFixturesIFRS" xlink:to="label_ToolsFurnitureAndFixturesIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_SellingGeneralAndAdministrativeExpensesIFRS" xlink:label="SellingGeneralAndAdministrativeExpensesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_SellingGeneralAndAdministrativeExpensesIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/totalLabel" id="label_SellingGeneralAndAdministrativeExpensesIFRS">販売費及び一般管理費合計</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SellingGeneralAndAdministrativeExpensesIFRS" xlink:to="label_SellingGeneralAndAdministrativeExpensesIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_FinanceCostsIFRS" xlink:label="FinanceCostsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_FinanceCostsIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/totalLabel" id="label_FinanceCostsIFRS">金融費用合計</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinanceCostsIFRS" xlink:to="label_FinanceCostsIFRS" />
    <link:loc xlink:type="locator" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd#jpigp_cor_DepreciationAndAmortizationSGAIFRS" xlink:label="DepreciationAndAmortizationSGAIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DepreciationAndAmortizationSGAIFRS" xml:lang="ja" xlink:role="http://disclosure.edinet-fsa.go.jp/jpcrp/alt/role/label" id="label_DepreciationAndAmortizationSGAIFRS">減価償却及び償却費</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepreciationAndAmortizationSGAIFRS" xlink:to="label_DepreciationAndAmortizationSGAIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ShareAcquisitionRightsSSIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ShareAcquisitionRightsSSIFRS">新株予約権</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareAcquisitionRightsSSIFRS" xlink:to="label_ShareAcquisitionRightsSSIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ShareAcquisitionRightsSSIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ShareAcquisitionRightsSSIFRS_2">新株予約権、持分変動計算書（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareAcquisitionRightsSSIFRS" xlink:to="label_ShareAcquisitionRightsSSIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedShareBasedRemunerationSSIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RestrictedShareBasedRemunerationSSIFRS">譲渡制限付株式報酬</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedShareBasedRemunerationSSIFRS" xlink:to="label_RestrictedShareBasedRemunerationSSIFRS" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedShareBasedRemunerationSSIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RestrictedShareBasedRemunerationSSIFRS_2">譲渡制限付株式報酬、持分変動計算書（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedShareBasedRemunerationSSIFRS" xlink:to="label_RestrictedShareBasedRemunerationSSIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_InterestExpensesOtherExpensesIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InterestExpensesOtherExpensesIFRS">支払利息</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpensesOtherExpensesIFRS" xlink:to="label_InterestExpensesOtherExpensesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_InterestExpensesOtherExpensesIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InterestExpensesOtherExpensesIFRS_2">支払利息、その他の費用（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpensesOtherExpensesIFRS" xlink:to="label_InterestExpensesOtherExpensesIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_OperatingRevenueIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OperatingRevenueIFRS">営業収益</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingRevenueIFRS" xlink:to="label_OperatingRevenueIFRS" />
    <link:label xlink:type="resource" xlink:label="label_OperatingRevenueIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OperatingRevenueIFRS_2">営業収益（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingRevenueIFRS" xlink:to="label_OperatingRevenueIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_OtherIncomeAndExpensesIFRSAbstract" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OtherIncomeAndExpensesIFRSAbstract">その他の収益・費用</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherIncomeAndExpensesIFRSAbstract" xlink:to="label_OtherIncomeAndExpensesIFRSAbstract" />
    <link:label xlink:type="resource" xlink:label="label_OtherIncomeAndExpensesIFRSAbstract_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OtherIncomeAndExpensesIFRSAbstract_2">その他の収益・費用（IFRS） [タイトル項目]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherIncomeAndExpensesIFRSAbstract" xlink:to="label_OtherIncomeAndExpensesIFRSAbstract_2" />
    <link:label xlink:type="resource" xlink:label="label_AmortizationExpensesOfServicingAssetsOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_AmortizationExpensesOfServicingAssetsOpeCFIFRS">回収サービス資産等償却費</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationExpensesOfServicingAssetsOpeCFIFRS" xlink:to="label_AmortizationExpensesOfServicingAssetsOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_AmortizationExpensesOfServicingAssetsOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_AmortizationExpensesOfServicingAssetsOpeCFIFRS_2">回収サービス資産等償却費、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationExpensesOfServicingAssetsOpeCFIFRS" xlink:to="label_AmortizationExpensesOfServicingAssetsOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_NetGainOrLossOnFinancialInstrumentsAtFVTPLOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_NetGainOrLossOnFinancialInstrumentsAtFVTPLOpeCFIFRS">FVTPLの金融商品から生じる利得又は損失（△は利得）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetGainOrLossOnFinancialInstrumentsAtFVTPLOpeCFIFRS" xlink:to="label_NetGainOrLossOnFinancialInstrumentsAtFVTPLOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_NetGainOrLossOnFinancialInstrumentsAtFVTPLOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_NetGainOrLossOnFinancialInstrumentsAtFVTPLOpeCFIFRS_2">FVTPLの金融商品から生じる利得又は損失（△は利得）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetGainOrLossOnFinancialInstrumentsAtFVTPLOpeCFIFRS" xlink:to="label_NetGainOrLossOnFinancialInstrumentsAtFVTPLOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_RevenueRelatedToLiquidationOfLoansReceivableOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RevenueRelatedToLiquidationOfLoansReceivableOpeCFIFRS">貸付債権流動化関連収益</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueRelatedToLiquidationOfLoansReceivableOpeCFIFRS" xlink:to="label_RevenueRelatedToLiquidationOfLoansReceivableOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_RevenueRelatedToLiquidationOfLoansReceivableOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RevenueRelatedToLiquidationOfLoansReceivableOpeCFIFRS_2">貸付債権流動化関連収益、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueRelatedToLiquidationOfLoansReceivableOpeCFIFRS" xlink:to="label_RevenueRelatedToLiquidationOfLoansReceivableOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInOperatingLoansReceivableOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DecreaseInOperatingLoansReceivableOpeCFIFRS">営業貸付金の増減額（△は増加）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInOperatingLoansReceivableOpeCFIFRS" xlink:to="label_DecreaseInOperatingLoansReceivableOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInOperatingLoansReceivableOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DecreaseInOperatingLoansReceivableOpeCFIFRS_2">営業貸付金の増減額（△は増加）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInOperatingLoansReceivableOpeCFIFRS" xlink:to="label_DecreaseInOperatingLoansReceivableOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseInDepositsPaidOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_IncreaseInDepositsPaidOpeCFIFRS">預け金の増減額（△は増加）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseInDepositsPaidOpeCFIFRS" xlink:to="label_IncreaseInDepositsPaidOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseInDepositsPaidOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_IncreaseInDepositsPaidOpeCFIFRS_2">預け金の増減額（△は増加）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseInDepositsPaidOpeCFIFRS" xlink:to="label_IncreaseInDepositsPaidOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseInAccountsReceivableOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_IncreaseInAccountsReceivableOpeCFIFRS">未収入金の増減額（△は増加）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseInAccountsReceivableOpeCFIFRS" xlink:to="label_IncreaseInAccountsReceivableOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseInAccountsReceivableOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_IncreaseInAccountsReceivableOpeCFIFRS_2">未収入金の増減額（△は増加）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseInAccountsReceivableOpeCFIFRS" xlink:to="label_IncreaseInAccountsReceivableOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOtherFinancialAssetsOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_IncreaseDecreaseInOtherFinancialAssetsOpeCFIFRS">その他の金融資産の増減額（△は増加）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherFinancialAssetsOpeCFIFRS" xlink:to="label_IncreaseDecreaseInOtherFinancialAssetsOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOtherFinancialAssetsOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_IncreaseDecreaseInOtherFinancialAssetsOpeCFIFRS_2">その他の金融資産の増減額（△は増加）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherFinancialAssetsOpeCFIFRS" xlink:to="label_IncreaseDecreaseInOtherFinancialAssetsOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInOtherAssetsOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DecreaseInOtherAssetsOpeCFIFRS">その他の資産の増減額（△は増加）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInOtherAssetsOpeCFIFRS" xlink:to="label_DecreaseInOtherAssetsOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInOtherAssetsOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DecreaseInOtherAssetsOpeCFIFRS_2">その他の資産の増減額（△は増加）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInOtherAssetsOpeCFIFRS" xlink:to="label_DecreaseInOtherAssetsOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInDepositsReceivedOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DecreaseInDepositsReceivedOpeCFIFRS">預り金の増減額（△は減少）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInDepositsReceivedOpeCFIFRS" xlink:to="label_DecreaseInDepositsReceivedOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInDepositsReceivedOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DecreaseInDepositsReceivedOpeCFIFRS_2">預り金の増減額（△は減少）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInDepositsReceivedOpeCFIFRS" xlink:to="label_DecreaseInDepositsReceivedOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseIncreaseInOtherFinancialLiabilitiesOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DecreaseIncreaseInOtherFinancialLiabilitiesOpeCFIFRS">その他の金融負債の増減額（△は減少）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseIncreaseInOtherFinancialLiabilitiesOpeCFIFRS" xlink:to="label_DecreaseIncreaseInOtherFinancialLiabilitiesOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseIncreaseInOtherFinancialLiabilitiesOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DecreaseIncreaseInOtherFinancialLiabilitiesOpeCFIFRS_2">その他の金融負債の増減額（△は減少）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseIncreaseInOtherFinancialLiabilitiesOpeCFIFRS" xlink:to="label_DecreaseIncreaseInOtherFinancialLiabilitiesOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInOtherLiabilitiesOpeCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DecreaseInOtherLiabilitiesOpeCFIFRS">その他の負債の増減額（△は減少）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInOtherLiabilitiesOpeCFIFRS" xlink:to="label_DecreaseInOtherLiabilitiesOpeCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInOtherLiabilitiesOpeCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DecreaseInOtherLiabilitiesOpeCFIFRS_2">その他の負債の増減額（△は減少）、営業活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInOtherLiabilitiesOpeCFIFRS" xlink:to="label_DecreaseInOtherLiabilitiesOpeCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInBorrowingsAccompanyingTheLiquidationFinCFIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DecreaseInBorrowingsAccompanyingTheLiquidationFinCFIFRS">流動化に伴う借入債務の増減額（△は減少）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInBorrowingsAccompanyingTheLiquidationFinCFIFRS" xlink:to="label_DecreaseInBorrowingsAccompanyingTheLiquidationFinCFIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DecreaseInBorrowingsAccompanyingTheLiquidationFinCFIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DecreaseInBorrowingsAccompanyingTheLiquidationFinCFIFRS_2">流動化に伴う借入債務の増減額（△は減少）、財務活動によるキャッシュ・フロー（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DecreaseInBorrowingsAccompanyingTheLiquidationFinCFIFRS" xlink:to="label_DecreaseInBorrowingsAccompanyingTheLiquidationFinCFIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_GAINONBADBEDSRECOVEREDNOI" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_GAINONBADBEDSRECOVEREDNOI">債権取立益</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GAINONBADBEDSRECOVEREDNOI" xlink:to="label_GAINONBADBEDSRECOVEREDNOI" />
    <link:label xlink:type="resource" xlink:label="label_GAINONBADBEDSRECOVEREDNOI_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_GAINONBADBEDSRECOVEREDNOI_2">債権取立益、営業外収益</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GAINONBADBEDSRECOVEREDNOI" xlink:to="label_GAINONBADBEDSRECOVEREDNOI_2" />
    <link:label xlink:type="resource" xlink:label="label_GainOnExtinguishmentOfTieInSharesNOI_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_GainOnExtinguishmentOfTieInSharesNOI_2">抱合せ株式消滅差益</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnExtinguishmentOfTieInSharesNOI" xlink:to="label_GainOnExtinguishmentOfTieInSharesNOI_2" />
    <link:label xlink:type="resource" xlink:label="label_GainOnExtinguishmentOfTieInSharesNOI" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_GainOnExtinguishmentOfTieInSharesNOI">抱合せ株式消滅差益、営業外収益</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnExtinguishmentOfTieInSharesNOI" xlink:to="label_GainOnExtinguishmentOfTieInSharesNOI" />
    <link:label xlink:type="resource" xlink:label="label_CompensationsNOE" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_CompensationsNOE">支払報酬</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompensationsNOE" xlink:to="label_CompensationsNOE" />
    <link:label xlink:type="resource" xlink:label="label_CompensationsNOE_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_CompensationsNOE_2">支払報酬、営業外費用</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompensationsNOE" xlink:to="label_CompensationsNOE_2" />
    <link:label xlink:type="resource" xlink:label="label_LossOnLiquidationOfSubsidiariesAndAssociatesGeneralNOE_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_LossOnLiquidationOfSubsidiariesAndAssociatesGeneralNOE_2">関係会社整理損</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossOnLiquidationOfSubsidiariesAndAssociatesGeneralNOE" xlink:to="label_LossOnLiquidationOfSubsidiariesAndAssociatesGeneralNOE_2" />
    <link:label xlink:type="resource" xlink:label="label_LossOnLiquidationOfSubsidiariesAndAssociatesGeneralNOE" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_LossOnLiquidationOfSubsidiariesAndAssociatesGeneralNOE">関係会社整理損、営業外費用</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossOnLiquidationOfSubsidiariesAndAssociatesGeneralNOE" xlink:to="label_LossOnLiquidationOfSubsidiariesAndAssociatesGeneralNOE" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedShareBasedRemunerationSS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RestrictedShareBasedRemunerationSS">譲渡制限付株式報酬</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedShareBasedRemunerationSS" xlink:to="label_RestrictedShareBasedRemunerationSS" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedShareBasedRemunerationSS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RestrictedShareBasedRemunerationSS_2">譲渡制限付株式報酬、株主資本等変動計算書</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedShareBasedRemunerationSS" xlink:to="label_RestrictedShareBasedRemunerationSS_2" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfIntangibleAssetsAcquisitionCostIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RightOfUseAssetsComponentsOfIntangibleAssetsAcquisitionCostIFRS">使用権資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfIntangibleAssetsAcquisitionCostIFRS" xlink:to="label_RightOfUseAssetsComponentsOfIntangibleAssetsAcquisitionCostIFRS" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfIntangibleAssetsAcquisitionCostIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RightOfUseAssetsComponentsOfIntangibleAssetsAcquisitionCostIFRS_2">使用権資産、無形資産の内訳、取得原価（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfIntangibleAssetsAcquisitionCostIFRS" xlink:to="label_RightOfUseAssetsComponentsOfIntangibleAssetsAcquisitionCostIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_ServicingRightComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ServicingRightComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS">サービシング業務受託権</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingRightComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS" xlink:to="label_ServicingRightComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ServicingRightComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ServicingRightComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS_2">サービシング業務受託権、無形資産の内訳、取得原価（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingRightComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS" xlink:to="label_ServicingRightComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS">回収サービス資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS" xlink:to="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS_2">回収サービス資産、無形資産の内訳、取得原価（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS" xlink:to="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAcquisitionCostIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfIntangibleAssetsAccumulatedAmortizationAndImpairmentLossesIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RightOfUseAssetsComponentsOfIntangibleAssetsAccumulatedAmortizationAndImpairmentLossesIFRS">使用権資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfIntangibleAssetsAccumulatedAmortizationAndImpairmentLossesIFRS" xlink:to="label_RightOfUseAssetsComponentsOfIntangibleAssetsAccumulatedAmortizationAndImpairmentLossesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfIntangibleAssetsAccumulatedAmortizationAndImpairmentLossesIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RightOfUseAssetsComponentsOfIntangibleAssetsAccumulatedAmortizationAndImpairmentLossesIFRS_2">使用権資産、無形資産の内訳、償却累計額及び減損損失累計額（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfIntangibleAssetsAccumulatedAmortizationAndImpairmentLossesIFRS" xlink:to="label_RightOfUseAssetsComponentsOfIntangibleAssetsAccumulatedAmortizationAndImpairmentLossesIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_ServicingRightComponentsOfIntangibleAssetsAccumulatedDepreciationAndImpairmentLossesIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ServicingRightComponentsOfIntangibleAssetsAccumulatedDepreciationAndImpairmentLossesIFRS">サービシング業務受託権</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingRightComponentsOfIntangibleAssetsAccumulatedDepreciationAndImpairmentLossesIFRS" xlink:to="label_ServicingRightComponentsOfIntangibleAssetsAccumulatedDepreciationAndImpairmentLossesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ServicingRightComponentsOfIntangibleAssetsAccumulatedDepreciationAndImpairmentLossesIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ServicingRightComponentsOfIntangibleAssetsAccumulatedDepreciationAndImpairmentLossesIFRS_2">サービシング業務受託権、無形資産の内訳、減価償却累計額及び減損損失累計額（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingRightComponentsOfIntangibleAssetsAccumulatedDepreciationAndImpairmentLossesIFRS" xlink:to="label_ServicingRightComponentsOfIntangibleAssetsAccumulatedDepreciationAndImpairmentLossesIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAccumulatedAmortizationAndImpairmentLossesIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAccumulatedAmortizationAndImpairmentLossesIFRS">回収サービス資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAccumulatedAmortizationAndImpairmentLossesIFRS" xlink:to="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAccumulatedAmortizationAndImpairmentLossesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAccumulatedAmortizationAndImpairmentLossesIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAccumulatedAmortizationAndImpairmentLossesIFRS_2">回収サービス資産、、無形資産の内訳、償却累計額及び減損損失累計額（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAccumulatedAmortizationAndImpairmentLossesIFRS" xlink:to="label_ServicingAssetsComponentsOfIntangibleAssetsAndEquipmentAccumulatedAmortizationAndImpairmentLossesIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfIntangibleAssetsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RightOfUseAssetsComponentsOfIntangibleAssetsIFRS">使用権資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfIntangibleAssetsIFRS" xlink:to="label_RightOfUseAssetsComponentsOfIntangibleAssetsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfIntangibleAssetsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RightOfUseAssetsComponentsOfIntangibleAssetsIFRS_2">使用権資産、無形資産の内訳（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfIntangibleAssetsIFRS" xlink:to="label_RightOfUseAssetsComponentsOfIntangibleAssetsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_ServicingRightComponentsOfIntangibleAssetsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ServicingRightComponentsOfIntangibleAssetsIFRS">サービシング業務受託権</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingRightComponentsOfIntangibleAssetsIFRS" xlink:to="label_ServicingRightComponentsOfIntangibleAssetsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ServicingRightComponentsOfIntangibleAssetsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ServicingRightComponentsOfIntangibleAssetsIFRS_2">サービシング業務受託権、無形資産の内訳（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingRightComponentsOfIntangibleAssetsIFRS" xlink:to="label_ServicingRightComponentsOfIntangibleAssetsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_ServicingAssetsComponentsOfIntangibleAssetsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ServicingAssetsComponentsOfIntangibleAssetsIFRS">回収サービス資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingAssetsComponentsOfIntangibleAssetsIFRS" xlink:to="label_ServicingAssetsComponentsOfIntangibleAssetsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_ServicingAssetsComponentsOfIntangibleAssetsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ServicingAssetsComponentsOfIntangibleAssetsIFRS_2">回収サービス資産、無形資産の内訳（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ServicingAssetsComponentsOfIntangibleAssetsIFRS" xlink:to="label_ServicingAssetsComponentsOfIntangibleAssetsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLoansReceivableAssetsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OperatingLoansReceivableAssetsIFRS">営業貸付金</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLoansReceivableAssetsIFRS" xlink:to="label_OperatingLoansReceivableAssetsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLoansReceivableAssetsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OperatingLoansReceivableAssetsIFRS_2">営業貸付金、資産（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLoansReceivableAssetsIFRS" xlink:to="label_OperatingLoansReceivableAssetsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_DepositsPaidAssetsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DepositsPaidAssetsIFRS">預け金</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsPaidAssetsIFRS" xlink:to="label_DepositsPaidAssetsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DepositsPaidAssetsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DepositsPaidAssetsIFRS_2">預け金、資産（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsPaidAssetsIFRS" xlink:to="label_DepositsPaidAssetsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_AccountsReceivableAssetsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_AccountsReceivableAssetsIFRS">未収入金</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsReceivableAssetsIFRS" xlink:to="label_AccountsReceivableAssetsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_AccountsReceivableAssetsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_AccountsReceivableAssetsIFRS_2">未収入金、資産（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsReceivableAssetsIFRS" xlink:to="label_AccountsReceivableAssetsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_DepositsReceivedLiabilitiesIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DepositsReceivedLiabilitiesIFRS">預り金</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsReceivedLiabilitiesIFRS" xlink:to="label_DepositsReceivedLiabilitiesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_DepositsReceivedLiabilitiesIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DepositsReceivedLiabilitiesIFRS_2">預り金、負債（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsReceivedLiabilitiesIFRS" xlink:to="label_DepositsReceivedLiabilitiesIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_BeneficialInterestsOfLoanReceivablesCA" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_BeneficialInterestsOfLoanReceivablesCA">貸付債権信託受益権、流動資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BeneficialInterestsOfLoanReceivablesCA" xlink:to="label_BeneficialInterestsOfLoanReceivablesCA" />
    <link:label xlink:type="resource" xlink:label="label_BeneficialInterestsOfLoanReceivablesCA_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_BeneficialInterestsOfLoanReceivablesCA_2">貸付債権信託受益権</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BeneficialInterestsOfLoanReceivablesCA" xlink:to="label_BeneficialInterestsOfLoanReceivablesCA_2" />
    <link:label xlink:type="resource" xlink:label="label_BeneficiaryRightsOnDepositCA" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_BeneficiaryRightsOnDepositCA">預託金受益権</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BeneficiaryRightsOnDepositCA" xlink:to="label_BeneficiaryRightsOnDepositCA" />
    <link:label xlink:type="resource" xlink:label="label_BeneficiaryRightsOnDepositCA_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_BeneficiaryRightsOnDepositCA_2">預託金受益権、流動資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BeneficiaryRightsOnDepositCA" xlink:to="label_BeneficiaryRightsOnDepositCA_2" />
    <link:label xlink:type="resource" xlink:label="label_LongTermLeaseLiabilityNCL" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_LongTermLeaseLiabilityNCL">長期リース債務</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermLeaseLiabilityNCL" xlink:to="label_LongTermLeaseLiabilityNCL" />
    <link:label xlink:type="resource" xlink:label="label_LongTermLeaseLiabilityNCL_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_LongTermLeaseLiabilityNCL_2">長期リース債務、固定負債</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermLeaseLiabilityNCL" xlink:to="label_LongTermLeaseLiabilityNCL_2" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfSustainabilityRelatedFinancialInformationHeading_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DisclosureOfSustainabilityRelatedFinancialInformationHeading_2">サステナビリティに関する考え方及び取組</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfSustainabilityRelatedFinancialInformationHeading" xlink:to="label_DisclosureOfSustainabilityRelatedFinancialInformationHeading_2" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfSustainabilityRelatedFinancialInformationHeading" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DisclosureOfSustainabilityRelatedFinancialInformationHeading">サステナビリティに関する考え方及び取組 [目次項目]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfSustainabilityRelatedFinancialInformationHeading" xlink:to="label_DisclosureOfSustainabilityRelatedFinancialInformationHeading" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock_2">サステナビリティに関する考え方及び取組</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" xlink:to="label_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock">サステナビリティに関する考え方及び取組 [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" xlink:to="label_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_GovernanceTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_GovernanceTextBlock_2">ガバナンス</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GovernanceTextBlock" xlink:to="label_GovernanceTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_GovernanceTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_GovernanceTextBlock">ガバナンス [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GovernanceTextBlock" xlink:to="label_GovernanceTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_StrategyTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_StrategyTextBlock_2">戦略</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StrategyTextBlock" xlink:to="label_StrategyTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_StrategyTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_StrategyTextBlock">戦略 [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StrategyTextBlock" xlink:to="label_StrategyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ReferenceToOtherInformationStrategy_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ReferenceToOtherInformationStrategy_2">他の記載への参照</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReferenceToOtherInformationStrategy" xlink:to="label_ReferenceToOtherInformationStrategy_2" />
    <link:label xlink:type="resource" xlink:label="label_ReferenceToOtherInformationStrategy" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ReferenceToOtherInformationStrategy">他の記載への参照、戦略</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReferenceToOtherInformationStrategy" xlink:to="label_ReferenceToOtherInformationStrategy" />
    <link:label xlink:type="resource" xlink:label="label_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock_2">人材の育成及び社内環境整備に関する方針</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" xlink:to="label_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock">人材の育成及び社内環境整備に関する方針、戦略 [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" xlink:to="label_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_RiskManagementTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RiskManagementTextBlock_2">リスク管理</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RiskManagementTextBlock" xlink:to="label_RiskManagementTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_RiskManagementTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RiskManagementTextBlock">リスク管理 [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RiskManagementTextBlock" xlink:to="label_RiskManagementTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ReferenceToOtherInformationRiskManagement_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ReferenceToOtherInformationRiskManagement_2">他の記載への参照</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReferenceToOtherInformationRiskManagement" xlink:to="label_ReferenceToOtherInformationRiskManagement_2" />
    <link:label xlink:type="resource" xlink:label="label_ReferenceToOtherInformationRiskManagement" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ReferenceToOtherInformationRiskManagement">他の記載への参照、リスク管理</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReferenceToOtherInformationRiskManagement" xlink:to="label_ReferenceToOtherInformationRiskManagement" />
    <link:label xlink:type="resource" xlink:label="label_MetricsAndTargetsTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_MetricsAndTargetsTextBlock_2">指標及び目標</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MetricsAndTargetsTextBlock" xlink:to="label_MetricsAndTargetsTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_MetricsAndTargetsTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_MetricsAndTargetsTextBlock">指標及び目標 [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MetricsAndTargetsTextBlock" xlink:to="label_MetricsAndTargetsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ReferenceToOtherInformationMetricsAndTargets_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ReferenceToOtherInformationMetricsAndTargets_2">他の記載への参照</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReferenceToOtherInformationMetricsAndTargets" xlink:to="label_ReferenceToOtherInformationMetricsAndTargets_2" />
    <link:label xlink:type="resource" xlink:label="label_ReferenceToOtherInformationMetricsAndTargets" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ReferenceToOtherInformationMetricsAndTargets">他の記載への参照、指標及び目標</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReferenceToOtherInformationMetricsAndTargets" xlink:to="label_ReferenceToOtherInformationMetricsAndTargets" />
    <link:label xlink:type="resource" xlink:label="label_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock_2">人材の育成及び社内環境整備に関する方針に関する指標の内容並びに当該指標を用いた目標及び実績</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" xlink:to="label_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock">人材の育成及び社内環境整備に関する方針に関する指標の内容並びに当該指標を用いた目標及び実績、指標及び目標 [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" xlink:to="label_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ReferenceToOtherInformationMetricsAndTargetsHumanCapital_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ReferenceToOtherInformationMetricsAndTargetsHumanCapital_2">他の記載への参照</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReferenceToOtherInformationMetricsAndTargetsHumanCapital" xlink:to="label_ReferenceToOtherInformationMetricsAndTargetsHumanCapital_2" />
    <link:label xlink:type="resource" xlink:label="label_ReferenceToOtherInformationMetricsAndTargetsHumanCapital" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ReferenceToOtherInformationMetricsAndTargetsHumanCapital">他の記載への参照、指標及び目標、人的資本</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReferenceToOtherInformationMetricsAndTargetsHumanCapital" xlink:to="label_ReferenceToOtherInformationMetricsAndTargetsHumanCapital" />
    <link:label xlink:type="resource" xlink:label="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSHeading" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSHeading">注記事項－連結範囲の変更</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSHeading" xlink:to="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSHeading" />
    <link:label xlink:type="resource" xlink:label="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSHeading_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSHeading_2">注記事項－連結範囲の変更、連結財務諸表（IFRS） [目次項目]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSHeading" xlink:to="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSHeading_2" />
    <link:label xlink:type="resource" xlink:label="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSTextBlock">注記事項－連結範囲の変更</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSTextBlock" xlink:to="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSTextBlock_2">注記事項－連結範囲の変更、連結財務諸表（IFRS） [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSTextBlock" xlink:to="label_NotesChangeInScopeOfConsolidationConsolidatedFinancialStatementsIFRSTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSHeading" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSHeading">注記事項－営業収益</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesOperatingRevenueConsolidatedFinancialStatementsIFRSHeading" xlink:to="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSHeading" />
    <link:label xlink:type="resource" xlink:label="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSHeading_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSHeading_2">注記事項－営業収益、連結財務諸表（IFRS） [目次項目]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesOperatingRevenueConsolidatedFinancialStatementsIFRSHeading" xlink:to="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSHeading_2" />
    <link:label xlink:type="resource" xlink:label="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSTextBlock" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSTextBlock">注記事項－営業収益</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesOperatingRevenueConsolidatedFinancialStatementsIFRSTextBlock" xlink:to="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSTextBlock_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSTextBlock_2">注記事項－営業収益、連結財務諸表（IFRS） [テキストブロック]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesOperatingRevenueConsolidatedFinancialStatementsIFRSTextBlock" xlink:to="label_NotesOperatingRevenueConsolidatedFinancialStatementsIFRSTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAcquisitionCostIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAcquisitionCostIFRS">使用権資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAcquisitionCostIFRS" xlink:to="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAcquisitionCostIFRS" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAcquisitionCostIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAcquisitionCostIFRS_2">使用権資産、有形固定資産の内訳、取得原価（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAcquisitionCostIFRS" xlink:to="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAcquisitionCostIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAccumulatedDepreciationAndImpairmentLossesIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAccumulatedDepreciationAndImpairmentLossesIFRS">使用権資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAccumulatedDepreciationAndImpairmentLossesIFRS" xlink:to="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAccumulatedDepreciationAndImpairmentLossesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAccumulatedDepreciationAndImpairmentLossesIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAccumulatedDepreciationAndImpairmentLossesIFRS_2">使用権資産、有形固定資産の内訳、減価償却累計額及び減損損失累計額（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAccumulatedDepreciationAndImpairmentLossesIFRS" xlink:to="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentAccumulatedDepreciationAndImpairmentLossesIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentIFRS">使用権資産</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentIFRS" xlink:to="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentIFRS" />
    <link:label xlink:type="resource" xlink:label="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentIFRS_2">使用権資産、有形固定資産の内訳（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentIFRS" xlink:to="label_RightOfUseAssetsComponentsOfPropertyPlantAndEquipmentIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_YoshimuraTakeshiMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_YoshimuraTakeshiMember">吉村　猛</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="YoshimuraTakeshiMember" xlink:to="label_YoshimuraTakeshiMember" />
    <link:label xlink:type="resource" xlink:label="label_YoshimuraTakeshiMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_YoshimuraTakeshiMember_2">吉村　猛 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="YoshimuraTakeshiMember" xlink:to="label_YoshimuraTakeshiMember_2" />
    <link:label xlink:type="resource" xlink:label="label_KatsuyaToshihikoMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_KatsuyaToshihikoMember">勝屋 敏彦</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="KatsuyaToshihikoMember" xlink:to="label_KatsuyaToshihikoMember" />
    <link:label xlink:type="resource" xlink:label="label_KatsuyaToshihikoMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_KatsuyaToshihikoMember_2">勝屋 敏彦 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="KatsuyaToshihikoMember" xlink:to="label_KatsuyaToshihikoMember_2" />
    <link:label xlink:type="resource" xlink:label="label_MatsumotoYasukoMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_MatsumotoYasukoMember">松本 康子</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MatsumotoYasukoMember" xlink:to="label_MatsumotoYasukoMember" />
    <link:label xlink:type="resource" xlink:label="label_MatsumotoYasukoMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_MatsumotoYasukoMember_2">松本 康子 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MatsumotoYasukoMember" xlink:to="label_MatsumotoYasukoMember_2" />
    <link:label xlink:type="resource" xlink:label="label_OtaTomohikoMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OtaTomohikoMember">太田　智彦</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtaTomohikoMember" xlink:to="label_OtaTomohikoMember" />
    <link:label xlink:type="resource" xlink:label="label_OtaTomohikoMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OtaTomohikoMember_2">太田　智彦 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtaTomohikoMember" xlink:to="label_OtaTomohikoMember_2" />
    <link:label xlink:type="resource" xlink:label="label_TakahashiKazuhikoMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_TakahashiKazuhikoMember">高橋　和彦</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TakahashiKazuhikoMember" xlink:to="label_TakahashiKazuhikoMember" />
    <link:label xlink:type="resource" xlink:label="label_TakahashiKazuhikoMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_TakahashiKazuhikoMember_2">高橋　和彦 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TakahashiKazuhikoMember" xlink:to="label_TakahashiKazuhikoMember_2" />
    <link:label xlink:type="resource" xlink:label="label_OshidaHiroyukiMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OshidaHiroyukiMember">大信田　博之</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OshidaHiroyukiMember" xlink:to="label_OshidaHiroyukiMember" />
    <link:label xlink:type="resource" xlink:label="label_OshidaHiroyukiMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OshidaHiroyukiMember_2">大信田　博之 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OshidaHiroyukiMember" xlink:to="label_OshidaHiroyukiMember_2" />
    <link:label xlink:type="resource" xlink:label="label_SawadaTadayukiMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_SawadaTadayukiMember_2">澤田　忠之</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SawadaTadayukiMember" xlink:to="label_SawadaTadayukiMember_2" />
    <link:label xlink:type="resource" xlink:label="label_SawadaTadayukiMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_SawadaTadayukiMember">澤田　忠之 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SawadaTadayukiMember" xlink:to="label_SawadaTadayukiMember" />
    <link:label xlink:type="resource" xlink:label="label_BabaYasuhiroMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_BabaYasuhiroMember_2">馬場　康弘</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BabaYasuhiroMember" xlink:to="label_BabaYasuhiroMember_2" />
    <link:label xlink:type="resource" xlink:label="label_BabaYasuhiroMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_BabaYasuhiroMember">馬場　康弘 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BabaYasuhiroMember" xlink:to="label_BabaYasuhiroMember" />
    <link:label xlink:type="resource" xlink:label="label_ImamuraMakotoMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_ImamuraMakotoMember">今村　誠 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImamuraMakotoMember" xlink:to="label_ImamuraMakotoMember" />
    <link:label xlink:type="resource" xlink:label="label_ImamuraMakotoMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_ImamuraMakotoMember_2">今村　誠</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImamuraMakotoMember" xlink:to="label_ImamuraMakotoMember_2" />
    <link:label xlink:type="resource" xlink:label="label_NakanoTakeshiMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_NakanoTakeshiMember">中野　竹司</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NakanoTakeshiMember" xlink:to="label_NakanoTakeshiMember" />
    <link:label xlink:type="resource" xlink:label="label_NakanoTakeshiMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_NakanoTakeshiMember_2">中野　竹司 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NakanoTakeshiMember" xlink:to="label_NakanoTakeshiMember_2" />
    <link:label xlink:type="resource" xlink:label="label_UenoMitsumasaMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_UenoMitsumasaMember">上野　光正</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UenoMitsumasaMember" xlink:to="label_UenoMitsumasaMember" />
    <link:label xlink:type="resource" xlink:label="label_UenoMitsumasaMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_UenoMitsumasaMember_2">上野　光正 [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UenoMitsumasaMember" xlink:to="label_UenoMitsumasaMember_2" />
    <link:label xlink:type="resource" xlink:label="label_OtherExpensesOperatingExpensesIFRSAbstract" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OtherExpensesOperatingExpensesIFRSAbstract">その他の費用</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherExpensesOperatingExpensesIFRSAbstract" xlink:to="label_OtherExpensesOperatingExpensesIFRSAbstract" />
    <link:label xlink:type="resource" xlink:label="label_OtherExpensesOperatingExpensesIFRSAbstract_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OtherExpensesOperatingExpensesIFRSAbstract_2">その他の費用、営業費用（IFRS） [タイトル項目]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherExpensesOperatingExpensesIFRSAbstract" xlink:to="label_OtherExpensesOperatingExpensesIFRSAbstract_2" />
    <link:label xlink:type="resource" xlink:label="label_OtherExpensesOperatingExpensesIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_OtherExpensesOperatingExpensesIFRS">その他の費用</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherExpensesOperatingExpensesIFRS" xlink:to="label_OtherExpensesOperatingExpensesIFRS" />
    <link:label xlink:type="resource" xlink:label="label_OtherExpensesOperatingExpensesIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_OtherExpensesOperatingExpensesIFRS_2">その他の費用、営業費用（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherExpensesOperatingExpensesIFRS" xlink:to="label_OtherExpensesOperatingExpensesIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_OtherExpensesOperatingExpensesIFRS_3" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/totalLabel" id="label_OtherExpensesOperatingExpensesIFRS_3">その他の費用合計</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherExpensesOperatingExpensesIFRS" xlink:to="label_OtherExpensesOperatingExpensesIFRS_3" />
    <link:label xlink:type="resource" xlink:label="label_UsageFeeExpensesSellingGeneralAndAdministrativeExpensesIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_UsageFeeExpensesSellingGeneralAndAdministrativeExpensesIFRS">使用料</link:label>
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    <link:label xlink:type="resource" xlink:label="label_UsageFeeExpensesSellingGeneralAndAdministrativeExpensesIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_UsageFeeExpensesSellingGeneralAndAdministrativeExpensesIFRS_2">使用料、販売費及び一般管理費（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UsageFeeExpensesSellingGeneralAndAdministrativeExpensesIFRS" xlink:to="label_UsageFeeExpensesSellingGeneralAndAdministrativeExpensesIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_FeesForAssignmentOfReceivablesFinanceCostsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_FeesForAssignmentOfReceivablesFinanceCostsIFRS">債権譲渡手数料</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FeesForAssignmentOfReceivablesFinanceCostsIFRS" xlink:to="label_FeesForAssignmentOfReceivablesFinanceCostsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_FeesForAssignmentOfReceivablesFinanceCostsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_FeesForAssignmentOfReceivablesFinanceCostsIFRS_2">債権譲渡手数料、金融費用（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FeesForAssignmentOfReceivablesFinanceCostsIFRS" xlink:to="label_FeesForAssignmentOfReceivablesFinanceCostsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceRelatedExpensesFinanceCostsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_InsuranceRelatedExpensesFinanceCostsIFRS">保険関連費用</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceRelatedExpensesFinanceCostsIFRS" xlink:to="label_InsuranceRelatedExpensesFinanceCostsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_InsuranceRelatedExpensesFinanceCostsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_InsuranceRelatedExpensesFinanceCostsIFRS_2">保険関連費用、金融費用（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsuranceRelatedExpensesFinanceCostsIFRS" xlink:to="label_InsuranceRelatedExpensesFinanceCostsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_SecuritizationRelatedCostsFinanceCostsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_SecuritizationRelatedCostsFinanceCostsIFRS">証券化関連原価</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritizationRelatedCostsFinanceCostsIFRS" xlink:to="label_SecuritizationRelatedCostsFinanceCostsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_SecuritizationRelatedCostsFinanceCostsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_SecuritizationRelatedCostsFinanceCostsIFRS_2">証券化関連原価、金融費用（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritizationRelatedCostsFinanceCostsIFRS" xlink:to="label_SecuritizationRelatedCostsFinanceCostsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_AmortizationExpensesOfServicingAssetsFinanceCostsIFRS" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_AmortizationExpensesOfServicingAssetsFinanceCostsIFRS">回収サービス資産等償却費</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationExpensesOfServicingAssetsFinanceCostsIFRS" xlink:to="label_AmortizationExpensesOfServicingAssetsFinanceCostsIFRS" />
    <link:label xlink:type="resource" xlink:label="label_AmortizationExpensesOfServicingAssetsFinanceCostsIFRS_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_AmortizationExpensesOfServicingAssetsFinanceCostsIFRS_2">回収サービス資産等償却費、金融費用（IFRS）</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationExpensesOfServicingAssetsFinanceCostsIFRS" xlink:to="label_AmortizationExpensesOfServicingAssetsFinanceCostsIFRS_2" />
    <link:label xlink:type="resource" xlink:label="label_HousingLoanOriginationsReportableSegmentsMember" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/label" id="label_HousingLoanOriginationsReportableSegmentsMember">住宅ローン事業</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HousingLoanOriginationsReportableSegmentsMember" xlink:to="label_HousingLoanOriginationsReportableSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_HousingLoanOriginationsReportableSegmentsMember_2" xml:lang="ja" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" id="label_HousingLoanOriginationsReportableSegmentsMember_2">住宅ローン事業、報告セグメント [メンバー]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HousingLoanOriginationsReportableSegmentsMember" xlink:to="label_HousingLoanOriginationsReportableSegmentsMember_2" />
  </link:labelLink>
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